There’s a persistent trope in pop culture where acquiring a rich partner is the hardest part of wage-gap dating (that is, a relationship where one party earns significantly more than the other). They live in one world, and you live in another; there’s a spark, but one (or both) of you is convinced it could never work. But then, after a handful of uncomfortable situations and a brief break-up, you realise you can’t bear to be apart and you live happily ever after.

In reality, though, harmony is an ongoing process. For couples with large income disparities, it will take more than some flowers and a declaration of love to keep things safe and stable long term. For a recent episode of my podcast, Everything Is Content, we asked listeners to send in their opinions on wage-gap relationships and we got a gold rush of responses. Many people in our DMs warned against wage-gap dating, citing their own experiences with rich men who were generous at first but quickly turned controlling. There were listeners whose personal finances had been decimated by trying to keep up with a lifestyle that was simply not in budget, arguments that always came back to cash and break-ups fuelled by a difference in lifestyles.

But there were also messages from couples crediting their large wage gap for forcing them to have frank and helpful conversations about money, spending and their expectations for the future. There were high-earners who’d learned to be less materialistic, and lower-earners who felt secure and taken care of without ever feeling in debt. Like most matters of the heart, if there’s a will to make it work on all sides, then no situation is truly and utterly hopeless – and in cases where one of you is making a boatload and the other a dinghy-load, it doesn’t need to be a disaster. 

Conversations about the future can become loaded when one of you is, well, loaded

Conversations about the future can become loaded when one of you is, well, loaded. Will you pay for shared experiences and bills relative to your income, or maintain a 50/50 split? Will you put a spending limit on gifts, or let each partner give as much as they are able to? Would you rather be subsidised by a partner or have both of you skip pricier events and activities? In my view, it’s best to be matter-of-fact and truthful when discussing the dynamic you’re trying to create. You can say things like “I’ve never had much money, and this is what that feels like”, or “I’d rather pay a higher proportion of rent than live somewhere less comfortable”, or “I don’t mind if you pay”, or “I do mind if you pay”. If you talk about money and spending habits, and financial values early on, you can shape a healthy dynamic together. If you avoid it, you might lose that chance. 

One thing that has become clear across my discussions with high-earning women who date men, is that some blokes will simply not have it in them to be normal about it. This is an embarrassing fact of life (for them), and one you’ll have to navigate if you, too, are a high-earning woman. But there are potential partners out there who’ll take it in their stride, who won’t feel emasculated by it (nor look at you with cartoon dollar signs bulging out of their eyes).

Money is both a nothing and a something. It’s a nothing because it won’t and can’t tell you about someone’s character or compatibility, and it’s a something because it materially affects the way each of us can live and move through the world. Sustaining and protecting a relationship in the long-term requires you to look at the uncomfortable parts, the awkward feelings, the differences that may never go away (but perhaps don’t need to). 

You can absolutely have a great and equal relationship where one person earns a lot more. You can create boundaries so neither party feels stretched or burdened by the disparity, and you can be aligned on your goals and your habits, even if one person does have quite a few more zeroes on the end of their bank balance. It’s all possible – just be sure to weigh the costs before you dive in.